3 Steps You Need To Take If Your Insurance Claim Is Denied

Whether you’re recovering from an injury or sifting through thousands of dollars in medical bills, a denied insurance claim is painful to face. Fortunately, you have options that could help you receive the help you need.

Insurance is crucial for helping you get back on your feet after an accident, so it’s understandable to be at a loss on what to do next. With the aid of an experienced Florida personal injury lawyer, you can figure out why your claim was denied. You may even be able to receive the monetary help needed to recover more quickly.

Frequent Reasons Why Your Insurance Claim Was Denied

You’re not alone in your struggles: roughly one in five Americans experienced a denied claim in 2023. Let’s look at the most common reasons for denied insurance claims so you can figure out what to do next.

Filing Your Claim Too Late

One of the most common reasons for denied claims is time. Many insurance companies have a strict window for accepting claims, such as within thirty days after the accident.

Review your insurance policy to see if you submitted your paperwork on time. If you did, the following reasons could be more applicable to your situation.

Paperwork Or Documentation Errors

A simple accident could be all that’s standing between you and an approved claim. Some insurance claims are because of improper patient registration or basic coding errors.

It’s also possible you filled out your paperwork with incorrect information or failed to provide essential documents.

No Documentation For Injuries Or Illnesses

Do you have any paperwork or photos of injuries or illnesses caused by the accident? One of the most common mistakes people make after a personal injury is failing to gather evidence.

For example, failing to have a proper diagnosis from a medical professional can invalidate a claim for issues such as slip and fall, burns, or dog bites.

Having No Proof Of Liability

While it’s difficult to think straight after an accident, an important step you need to take is gathering proof of liability. This proof is crucial for determining who was at fault for the accident.

Failing to file a police report or sending the insurance company conflicting information can make them hesitant to approve your claim.

3 Steps To Take After Your Insurance Claim Was Denied After An Accident

Doubting yourself after a scary experience is common. You may wonder if you’re overreacting to your insurance claim or if your situation is too unique for legal assistance. Understanding just how common everyday accidents are can help.

Recent studies found care providers make avoidable errors in as many as 15% of all medical interventions. Slips and falls are also the most commonly cited reasons for workers’ compensation claims. No matter the type or severity of the accident, recovering is much easier when you have financial and social support.

Additionally, when you seek help for personal injury, you’re not only doing yourself a favor. You’re setting the stage for establishments and businesses to be more careful in the future.

Carefully Review Your Claim For Any Possibility Of Error

Before you reach out to a legal professional, carefully read over your denied insurance claim for anything that appears off. Sometimes you’ll be denied because of a wrong piece of information that you can easily disprove.

If you have evidence that your insurance company sent the wrong information, you can potentially resolve the issue by simply correcting the error directly.

Contact An Experienced Attorney In Florida For Help

Whether you’re concerned you’ve experienced medical malpractice or are confused about a recent car accident, an attorney is a powerful resource. A legal professional will help you understand paperwork, gather essential documents, and work on your behalf for legal c